Standard Plan
Starting at
$115
per month
$500,000 Maximum
$250 Deductible
$5,000 Sports Coverage
Coinsurance 90% In-Network
Coverage for COVID-19
Medical Evacuation
F1 Student Health Insurance
Reliable health insurance designed for international students attending a high school, college, or university in the U.S.
F1 student health insurance plans
pick your plan
F1 Plan
Starting at
$128
per month
$500,000 Maximum
$0 or $100 Deductible
$100 Preventative Care Maximum
$5,000 Sports Coverage
Coinsurance 100% In-Network
Coverage for COVID-19
Medical Evacuation
Enhanced F1 Plan
Starting at
$145
per month
$500,000 Maximum
$0 or $100 Deductible
$250 Preventative Care Maximum
$10,000 Sports Coverage
Coinsurance 100% In-Network
Coverage for COVID-19
Medical Evacuation
For cost and further details of the coverage including exclusions, any reductions or limitations and the terms under which the policy may be continued in force, see your insurance producer or write the company. Please note that these plans do not meet the requirements of the Affordable Care Act (ACA). LG-0321-F1-01
Plan ComparisonNeed More Information?
The Challenges of Finding F1 Student Health Insurance
Foreign Student Health Insurance Options
Acquiring Health Insurance for F1 Visa Students
The Best Health Insurance for College Students
Not all insurance providers give the same benefits or cover the same types of individuals. Some specialize in senior citizens, while others are more aimed at athletes. F1 Visa holders can access the same insurances and plans catered to their specific needs. For example, all students on an F1 Visa are eligible for insurance through the Health Insurance Marketplace. The website allows you to filter the results to find private health insurance that accepts legal non-immigrants. The challenge is finding a plan that takes into account your visa status. For example, if your visa is ending soon, you may not qualify for specific plans. Other plans have residency requirements.
There are three main ways to get health insurance for college students on an F1 Visa. You can get a mandatory group plan through your college, an optional group plan, or go with a private insurance company. It all depends on your budget, needs, and options available in your area.
Mandatory Group Plan
A school may offer a mandatory group health insurance plan for international students. This is most common in universities with popular international programs. With a mandatory plan, you're automatically enrolled without the option to pick something else. The fees are included in your tuition, and it's usually more expensive than alternative plans.
The benefit of a mandatory group plan is that it provides comprehensive coverage for all of your medical needs. Dental and vision insurance is usually offered separately.
The benefit of a mandatory group plan is that it provides comprehensive coverage for all of your medical needs. Dental and vision insurance is usually offered separately.
Mandatory Group: You Can Waive
Although some universities offer mandatory insurance as part of their tuition, most allow you the option to opt out. As long as you have found a comparable insurance policy, they can enable it.
One of the reasons you may choose a different policy is if they have lower premiums for similar costs of care. There's also the chance that the school insurance doesn't cover all of your necessary medications.
One of the reasons you may choose a different policy is if they have lower premiums for similar costs of care. There's also the chance that the school insurance doesn't cover all of your necessary medications.
Optional Plan
Some schools don't require their students to buy health insurance. As such, you're free to choose an optional plan.
An optional plan is anything other than the one you can get from your school. These include private health insurance available on the Health Insurance Marketplace. Monthly premiums and deductibles will vary wildly depending on each provider and their plans.
Before you decide on one, it's essential to research what differences there are in healthcare costs compared to your home country. You'd be surprised how expensive medical care can be.
An optional plan is anything other than the one you can get from your school. These include private health insurance available on the Health Insurance Marketplace. Monthly premiums and deductibles will vary wildly depending on each provider and their plans.
Before you decide on one, it's essential to research what differences there are in healthcare costs compared to your home country. You'd be surprised how expensive medical care can be.
Check for a Mandatory Group Insurance Plan
The easiest step is to ask your school if they have a mandatory group health insurance plan. You'll want to do this when applying to universities in the United States. If you're okay with paying more on your tuition, find one that includes an insurance plan.
You'll also want to ask if they have a mandatory plan if you intend to find a private health insurance policy. You don't want to get stuck paying more for a mandatory plan you don't like or need.
You'll also want to ask if they have a mandatory plan if you intend to find a private health insurance policy. You don't want to get stuck paying more for a mandatory plan you don't like or need.
List Out Desired F1 Visa Insurance Benefits
The easiest step is to ask your school if they have a mandatory group health insurance plan. You'll want to do this when applying to universities in the United States. If you're okay with paying more on your tuition, find one that includes an insurance plan.
You'll also want to ask if they have a mandatory plan if you intend to find a private health insurance policy. You don't want to get stuck paying more for a mandatory plan you don't like or need.
You'll also want to ask if they have a mandatory plan if you intend to find a private health insurance policy. You don't want to get stuck paying more for a mandatory plan you don't like or need.
Research Outside Plans
The easiest step is to ask your school if they have a mandatory group health insurance plan. You'll want to do this when applying to universities in the United States. If you're okay with paying more on your tuition, find one that includes an insurance plan.
You'll also want to ask if they have a mandatory plan if you intend to find a private health insurance policy. You don't want to get stuck paying more for a mandatory plan you don't like or need.
You'll also want to ask if they have a mandatory plan if you intend to find a private health insurance policy. You don't want to get stuck paying more for a mandatory plan you don't like or need.
Purchase the Plan
The easiest step is to ask your school if they have a mandatory group health insurance plan. You'll want to do this when applying to universities in the United States. If you're okay with paying more on your tuition, find one that includes an insurance plan.
You'll also want to ask if they have a mandatory plan if you intend to find a private health insurance policy. You don't want to get stuck paying more for a mandatory plan you don't like or need.
You'll also want to ask if they have a mandatory plan if you intend to find a private health insurance policy. You don't want to get stuck paying more for a mandatory plan you don't like or need.
Health insurance for college students must cover everything a student will encounter. In addition to your standard hospital and medical care, some policies include sports coverage, COVID-19 repatriation, and medical evacuation coverage. Expect to pay more for plans that include more coverage.
Lewer Global offers F1 student health insurance plans in three different packages, from our Standard Plan to our F1 Enhanced Plan. Our most affordable policy starts at $89. Read the plan description above and contact us if you have any questions.
Lewer Global offers F1 student health insurance plans in three different packages, from our Standard Plan to our F1 Enhanced Plan. Our most affordable policy starts at $89. Read the plan description above and contact us if you have any questions.
The Challenges of Finding F1 Student Health Insurance
Foreign Student Health Insurance Options
The Process of Acquiring Health Insurance for F1 Visa Students
The Best Health Insurance for College Students
Not all insurance providers give the same benefits or cover the same types of individuals. Some specialize in senior citizens, while others are more aimed at athletes. F1 Visa holders can access the same insurances and plans catered to their specific needs. For example, all students on an F1 Visa are eligible for insurance through the Health Insurance Marketplace. The website allows you to filter the results to find private health insurance that accepts legal non-immigrants. The challenge is finding a plan that takes into account your visa status. For example, if your visa is ending soon, you may not qualify for specific plans. Other plans have residency requirements.
There are three main ways to get health insurance for college students on an F1 Visa. You can get a mandatory group plan through your college, an optional group plan, or go with a private insurance company. It all depends on your budget, needs, and options available in your area.
Mandatory Group Plan
A school may offer a mandatory group health insurance plan for international students. This is most common in universities with popular international programs. With a mandatory plan, you're automatically enrolled without the option to pick something else. The fees are included in your tuition, and it's usually more expensive than alternative plans.
The benefit of a mandatory group plan is that it provides comprehensive coverage for all of your medical needs. Dental and vision insurance is usually offered separately.
The benefit of a mandatory group plan is that it provides comprehensive coverage for all of your medical needs. Dental and vision insurance is usually offered separately.
Mandatory Group: You Can Waive
Although some universities offer mandatory insurance as part of their tuition, most allow you the option to opt out. As long as you have found a comparable insurance policy, they can enable it.
One of the reasons you may choose a different policy is if they have lower premiums for similar costs of care. There's also the chance that the school insurance doesn't cover all of your necessary medications.
One of the reasons you may choose a different policy is if they have lower premiums for similar costs of care. There's also the chance that the school insurance doesn't cover all of your necessary medications.
Optional Plan
Some schools don't require their students to buy health insurance. As such, you're free to choose an optional plan.
An optional plan is anything other than the one you can get from your school. These include private health insurance available on the Health Insurance Marketplace. Monthly premiums and deductibles will vary wildly depending on each provider and their plans.
Before you decide on one, it's essential to research what differences there are in healthcare costs compared to your home country. You'd be surprised how expensive medical care can be.
An optional plan is anything other than the one you can get from your school. These include private health insurance available on the Health Insurance Marketplace. Monthly premiums and deductibles will vary wildly depending on each provider and their plans.
Before you decide on one, it's essential to research what differences there are in healthcare costs compared to your home country. You'd be surprised how expensive medical care can be.
Check for a Mandatory Group Insurance Plan
The easiest step is to ask your school if they have a mandatory group health insurance plan. You'll want to do this when applying to universities in the United States. If you're okay with paying more on your tuition, find one that includes an insurance plan.
You'll also want to ask if they have a mandatory plan if you intend to find a private health insurance policy. You don't want to get stuck paying more for a mandatory plan you don't like or need.
You'll also want to ask if they have a mandatory plan if you intend to find a private health insurance policy. You don't want to get stuck paying more for a mandatory plan you don't like or need.
List Out Desired F1 Visa Insurance Benefits
The easiest step is to ask your school if they have a mandatory group health insurance plan. You'll want to do this when applying to universities in the United States. If you're okay with paying more on your tuition, find one that includes an insurance plan.
You'll also want to ask if they have a mandatory plan if you intend to find a private health insurance policy. You don't want to get stuck paying more for a mandatory plan you don't like or need.
You'll also want to ask if they have a mandatory plan if you intend to find a private health insurance policy. You don't want to get stuck paying more for a mandatory plan you don't like or need.
Research Outside Plans
The easiest step is to ask your school if they have a mandatory group health insurance plan. You'll want to do this when applying to universities in the United States. If you're okay with paying more on your tuition, find one that includes an insurance plan.
You'll also want to ask if they have a mandatory plan if you intend to find a private health insurance policy. You don't want to get stuck paying more for a mandatory plan you don't like or need.
You'll also want to ask if they have a mandatory plan if you intend to find a private health insurance policy. You don't want to get stuck paying more for a mandatory plan you don't like or need.
Purchase the Plan
The easiest step is to ask your school if they have a mandatory group health insurance plan. You'll want to do this when applying to universities in the United States. If you're okay with paying more on your tuition, find one that includes an insurance plan.
You'll also want to ask if they have a mandatory plan if you intend to find a private health insurance policy. You don't want to get stuck paying more for a mandatory plan you don't like or need.
You'll also want to ask if they have a mandatory plan if you intend to find a private health insurance policy. You don't want to get stuck paying more for a mandatory plan you don't like or need.
Health insurance for college students must cover everything a student will encounter. In addition to your standard hospital and medical care, some policies include sports coverage, COVID-19 repatriation, and medical evacuation coverage. Expect to pay more for plans that include more coverage.
Lewer Global offers F1 student health insurance plans in three different packages, from our Standard Plan to our F1 Enhanced Plan. Our most affordable policy starts at $89. Read the plan description above and contact us if you have any questions.
Lewer Global offers F1 student health insurance plans in three different packages, from our Standard Plan to our F1 Enhanced Plan. Our most affordable policy starts at $89. Read the plan description above and contact us if you have any questions.