Medical Insurance for J-1 Visa Exchange Participants

Comprehensive, trusted coverage for students, scholars, and professors participating in an exchange program.

J-1 Exchange Visitor Insurance — coverage for exchange participants
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Meets federal requirements

Plans are designed to meet the U.S. visa insurance requirements for individuals.
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Compassionate coverage

Medical emergency care, mental health services, crisis support, and more are included, providing you peace of mind.
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Help when it matters most

When life takes an unexpected turn, you will have support with medical evacuation and returning home.
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J-1 Visa Medical Insurance Plans

If you need help selecting a plan or understanding your options, the Lewerglobal team is here to help. Reach out through our live chat or call (800) 821-7710.

Select your age for the most accurate rates

J-1 Base

Patriot Exchange

Starting at $ per month
  • Maximum Limit $100,000
  • Deductible $500
  • Urgent Care Plan pays 90%
  • Emergency Room Visit Plan pays 90%
  • Mental Health 90% $50-day/$500 max
  • Out of Pocket Max $1,000
  • Medical Evacuation Coverage $50,000
  • Repatriation Coverage $25,000

J-1 Standard

Patriot Exchange

Starting at $ per month
  • Maximum Limit $250,000
  • Deductible $100
  • Urgent Care Plan pays 90%
  • Emergency Room Visit Plan pays 90%
  • Mental Health 90% $50-day/$500 max
  • Out of Pocket Max $1,000
  • Medical Evacuation Coverage $50,000
  • Repatriation Coverage $25,000

J-1 Enhanced

Patriot Exchange

Starting at $ per month
  • Maximum Limit $500,000
  • Deductible $0
  • Urgent Care Plan pays 90%
  • Emergency Room Visit Plan pays 90%
  • Mental Health 90% $50-day/$500 max
  • Out of Pocket Max $1,000
  • Medical Evacuation Coverage $50,000
  • Repatriation Coverage $25,000

Disclaimer: Please read disclaimer

Frequently Asked Questions

A J-1 visa is a nonimmigrant visa issued by the United States government to international students, scholars, exchange visitors, and short-term workers. J-1 visa recipients must have a sponsoring organization (such as a college or university, private organization, or government entity) and meet certain eligibility requirements, such as proficiency in the English language, to be considered for this exchange program.

Yes! U.S. government regulations require all J-1 visa holders and their dependents to obtain medical insurance that covers both everyday health needs (such as minor illnesses and prescription drugs) and emergency care.

Check with your sponsoring organization first to determine whether it has preselected a medical insurance plan for you to purchase. If it has not, you are responsible for purchasing a plan with adequate coverage.

Please note that your sponsoring organization will need to show the U.S. Department of State that your policy meets its medical insurance requirements before you leave your home country.

The U.S. State Department requires J-1 visa exchange participants and their dependents be enrolled in an insurance plan with the following coverage, at minimum:

  • Medical benefits of at least $100,000 per accident or illness
  • Repatriation of remains in the amount of $25,000
  • Expenses associated with medical evacuation to their home country in the amount of $50,000
  • A deductible not to exceed $500 per accident or illness

Please be sure to check with your program sponsor to learn whether it provides group medical coverage. If not, reach out to Lewerglobal for help choosing a plan.

Children under 21 years of age and spouses accompanying J-1 visa holders to the U.S. receive J-2 visas. J-2 visa holders are also required to meet the same medical insurance requirements set forth by the U.S. as J-1 visa holders.

Check with your program sponsor or insurance provider to see if they offer a group insurance plan that can cover J-2 dependents.

First, check with your sponsoring organization to learn whether it has preselected a medical insurance plan for you to enroll in. If not, and you need to purchase J-1 visa medical insurance, Lewerglobal offers plans to choose from.

Insurance and healthcare can be confusing, especially in the U.S. Visit our Insurance Definitions page for our list of the words most likely to cause confusion.

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