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About Us

Our passion is supporting learners and sojourners who seek richer connections and deeper understanding of our planet, its cultures, and people. Our specialty is international health and trip insurance.
Lewerglobal, a division of the Lewer Companies, offers individual traveler and student insurance, customized travel medical, and trip protection insurance options.
Whether you are performing research, relaxing and absorbing local culture, teaching, or studying in another country, our team provides transparent and honest products designed to meet your requirements. Lewerglobal offers the latest in innovative coverage to ensure you are covered while you live life outside your country.

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Travel Insurance 

Don't travel with out it.

Frequently Asked Questions

What Is Travel Medical Insurance?

Travel Medical Insurance is a short-term insurance policy that protects you from unexpected injury or illness while you are traveling abroad.

What does travel insurance cover?

Travel Medical Insurance covers many medical emergencies, such as broken bones, medical evacuation, and emergency repatriation. It does not cover preventive checkups or routine medical care.

How does travel insurance work?

Prior to your trip abroad, you purchase a plan to cover your travel dates. Some plans reimburse you for unexpected medical costs, but many will coordinate with the hospital and seamlessly pay your bill for you on a direct-pay basis! Make sure to check the direct-pay provider network in your destination.

Is Travel Medical Insurance worth it?

The short answer . . . Yes! Anything can happen at any time. Being proactive and purchasing Travel Medical Insurance in advance gives you peace of mind to travel with confidence, knowing that if you unexpectedly need medical care, you're covered.

Does my U.S. health insurance cover international travel?

Some U.S. employer plans provide coverage outside of the U.S., but it is often limited and many times only available on a reimbursement basis. Further, high deductibles and coinsurance may apply to your claim abroad. Check the terms of your plan to see what (if anything) is covered. Even if your health insurance provides limited coverage for international travel, a Travel Medical Insurance plan can provide richer benefits with no out-of-pocket expense for care, all for less than you would pay for your deductible or coinsurance.

How to buy travel insurance?

Use this link to explore the plans we offer. When you've selected the best plan for you, simply complete and submit the order form! If you have any questions, chat us using the box in the bottom right corner or email [email protected].

What is trip insurance?

Trip Insurance reimburses you for non-refundable expenses you incur due to loss, delay, or cancellation, including covered medical expenses. Unlike Travel Medical Insurance, Trip Insurance plans provide coverage on a reimbursement basis which means you will need to be prepared to carry large expenses while awaiting reimbursement from the insurer.

What does trip insurance cover?

Trip insurance may cover losses related to trip cancellation, trip interruption, CFAR/IFAR, loss of passport or visa, loss of luggage, and emergency medical treatment.

How does trip insurance work?

Trip insurance provides coverage on a reimbursement basis. This means that you pay the expense out-of-pocket, and then submit a claim to the insurance company for reimbursement. Be sure to contact the insurer immediately and save all your receipts!

Can you buy trip insurance after booking?

It's not too late! You can absolutely buy trip insurance after booking your trip. It is, however, best to purchase trip insurance as early as possible so you don’t miss out on certain benefits.

What is Trip Interruption Insurance? 

Trip Interruption Insurance reimburses you for certain expenses if your trip is interrupted for a covered reason. This coverage only applies if the interruption occurs after you've departed for the trip.

Is trip insurance worth it?

Yes! You can purchase Trip Insurance for a fraction of your trip's cost. Trip Insurance provides peace of mind that the money you've invested in your trip is protected in the event an emergency or unforeseen event disrupts your travel.

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