insurance Products

Travel Medical Insurance is a short-term insurance policy that protects you from unexpected injury or illness while you are traveling abroad.

Travel Medical Insurance covers many medical emergencies, such as broken bones, medical evacuation, and emergency repatriation. It does not cover preventive checkups or routine medical care.

Prior to your trip abroad, you purchase a plan to cover your travel dates. Some plans reimburse you for unexpected medical costs, but many will coordinate with the hospital and seamlessly pay your bill for you on a direct-pay basis! Make sure to check the direct-pay provider network in your destination.

The short answer . . . Yes! Anything can happen at any time. Being proactive and purchasing Travel Medical Insurance in advance gives you peace of mind to travel with confidence, knowing that if you unexpectedly need medical care, you're covered.

Some U.S. employer plans provide coverage outside of the U.S., but it is often limited and many times only available on a reimbursement basis. Further, high deductibles and coinsurance may apply to your claim abroad. Check the terms of your plan to see what (if anything) is covered. Even if your health insurance provides limited coverage for international travel, a Travel Medical Insurance plan can provide richer benefits with no out-of-pocket expense for care, all for less than you would pay for your deductible or coinsurance.

Use this link to explore the plans we offer. When you've selected the best plan for you, simply complete and submit the order form! If you have any questions, chat us using the box in the bottom right corner or email [email protected].

Trip Insurance reimburses you for non-refundable expenses you incur due to loss, delay, or cancellation, including covered medical expenses. Unlike Travel Medical Insurance, Trip Insurance plans provide coverage on a reimbursement basis which means you will need to be prepared to carry large expenses while awaiting reimbursement from the insurer.

Trip insurance may cover losses related to trip cancellation, trip interruption, CFAR/IFAR, loss of passport or visa, loss of luggage, and emergency medical treatment.

Trip insurance provides coverage on a reimbursement basis. This means that you pay the expense out-of-pocket, and then submit a claim to the insurance company for reimbursement. Be sure to contact the insurer immediately and save all your receipts!

It's not too late! You can absolutely buy trip insurance after booking your trip. It is, however, best to purchase trip insurance as early as possible so you don’t miss out on certain benefits.

Trip Interruption Insurance reimburses you for certain expenses if your trip is interrupted for a covered reason. This coverage only applies if the interruption occurs after you've departed for the trip.

Yes! You can purchase Trip Insurance for a fraction of your trip's cost. Trip Insurance provides peace of mind that the money you've invested in your trip is protected in the event an emergency or unforeseen event disrupts your travel.