Trip Insurance

Get financial protection for when your travel plans outside the U.S. don’t go as planned. Covers medical emergencies, trip delays or cancellations, lost luggage, and more.

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Cancellation & interruption coverage

If you have to cancel or cut your trip short due to illness, injury, or severe weather, your plan provides reimbursement for your non-refundable travel costs.
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Emergency medical coverage

Emergencies are stressful enough. Know that unexpected medical costs and emergency medical evacuations are covered.
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Delay & baggage protection

If your trip is delayed or luggage is lost or late, your coverage can help pay for meals, lodging, and essential items.
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Plans for U.S. Citizens Traveling Abroad

iTravelInsured Travel Choice

  • Trip Cancellation & Interruption Up to 100% of the non-refundable insured trip cost for cancellations and up to 125% for interruptions
  • Medical Coverage $100,000
  • Emergency Medical Evacuation $500,000
  • Baggage & Personal Belongings Up to $1,000
  • Travel Delays $150 per day, $1,000 max

iTravelInsured Travel SE

  • Trip Cancellation & Interruption Up to 100% of the non-refundable insured trip cost for cancellations and up to 150% for interruptions
  • Medical Coverage $250,000
  • Emergency Medical Evacuation $500,000
  • Baggage & Personal Belongings Up to $1,500
  • Travel Delays Reimbursement up to $125 per day per person, up to $2,000 max per person

iTravelInsured Travel LX

  • Trip Cancellation & Interruption Up to 100% of the non-refundable insured trip cost for cancellations and up to 150% for interruptions
  • Medical Coverage $500,000
  • Emergency Medical Evacuation $1,000,000
  • Baggage & Personal Belongings Up to $2,500
  • Travel Delays $250 per day per person, up to $2,500 max per person
  • Travel Change Fee Reimbursement up to $300
  • Cancel for Any Reason & Interruption for Any Reason (CFAR/IFAR) Up to 75% of the non-refundable insured trip cost
  • *Must be purchased within 20 days of initial trip deposit

Disclaimer: Please read disclaimer

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Test Your Knowledge

Before you pack your bags, test your knowledge with my quick quiz! Can you score 100%?!

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Frequently Asked Questions

Trip insurance (also known as travel insurance) helps reimburse you for covered, non‑refundable expenses when a trip is cancelled, delayed, or interrupted. This can include things like prepaid lodging, flights, and certain medical expenses while traveling.

Trip insurance reimburses you for covered losses. You’ll pay expenses upfront and receive reimbursement from the insurer after you file a claim.

Trip insurance covers losses related to trip cancellation, trip interruption, CFAR/IFAR, loss of passport or visa, loss of luggage, and emergency medical treatment.

Travel medical coverage is a short-term insurance policy that provides financial protection from an unexpected injury or illness while you travel abroad.

Yes! You can absolutely buy trip insurance after booking your trip. It is, however, best to purchase coverage as early as possible so you don’t miss out on certain benefits.

Yes! Trip insurance is low-cost coverage that provides high value when needed. It is especially important when traveling internationally, taking a cruise, or when there are prepaid costs you can’t afford to lose. Expect coverage to cost roughly 3-8% of your total trip costs, depending on your needs.

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